Dalton Car Accident Attorneys

Motor Vehicle Accidents in Whitfield County 

Being involved in a car accident is an incredibly frightening experience—and the aftermath is rarely any easier. If you were recently injured in an automobile accident, you are likely facing several significant challenges, from paying your medical bills to attending follow-up appointments and managing your everyday expenses while out of work. At Perrotta, Lamb & Johnson, LLC, we understand the difficulties you are currently dealing with, and we know how to help you overcome them.

If someone else was at fault for the accident that led to your injuries, you could be entitled to financial compensation for your medical expenses, lost wages, pain and suffering, and other damages. Our Dalton car accident lawyers can assist you in filing an insurance claim or a personal injury lawsuit against the liable party. With nearly 100 years of combined experience, we have the resources and skills to effectively advocate for you.

Call (770) 637-7603 or contact us online to speak to a member of our team about your legal rights and options today. Hablamos español. 

Whose Insurance Pays for a Car Accident in Georgia? 

Georgia is a fault state when it comes to auto insurance and accident claims. This means that, in most cases, the at-fault driver’s insurance provider is responsible for paying accident-related damages. As long as you can prove that the other driver was mostly to blame, you can file a claim with their insurance company and seek compensation for your losses, including past and future medical expenses, lost income, lost earning ability, pain and suffering, and more. 

Under Georgia’s modified comparative negligence rule, you do not need to prove that the other driver was entirely at fault for the accident to file a claim with their insurance company. Even if you were partly to blame for the crash, you can still seek compensation for your damages—as long as you were not more than 50% at fault. If the insurance adjuster and/or court does find you more than 50% at fault, you cannot file a claim with the insurance company or bring a lawsuit against another party.

Additionally, if you are found to be 50% or less at fault for the accident, your total recovery will almost certainly be reduced by your percentage of fault. For example, if the insurance adjuster and/or court finds you 30% to blame for the collision that caused your injuries, and you are seeking $10,000 in damages, you would only be able to recover up to 70% of that amount, or $7,000.

What If the Other Driver Doesn’t Have Insurance? 

State law mandates all drivers in Georgia to carry minimum liability insurance in the following amounts:

• $25,000 in bodily injury coverage per person
• $50,000 in bodily injury coverage per accident 
• $25,000 in property damage per occurrence 

However, many people choose to drive without the minimum required insurance coverage. If you are hit by someone who doesn’t have insurance—or if you are injured in a hit-and-run accident and cannot obtain the at-fault driver’s insurance information—you may have several options for being compensated for your damages. 

Depending on the specific details of your situation, you may be able to: 

• File an uninsured/underinsured motorist (UM/UIM) claim with your own insurance provider (if you have elected to add this type of non-mandatory coverage to your policy) 
• File a claim with your own auto insurance provider and receive compensation under your collision, comprehensive, or similar policy (if applicable) 
• File a personal injury lawsuit directly against the at-fault driver 

If you were hit by someone who did not have auto insurance or did not have sufficient insurance to cover the cost of your accident-related damages, we encourage you to reach out to our Dalton car accident attorneys right away. Perrotta, Lamb & Johnson, LLC can review your legal options with you and help you pursue the best course of action.